What's your number?
Three quick questions reveal your projected lifetime tax bill — and how much may still be recoverable with a strategic plan.
Your information is confidential and never shared.
Where should we send your Tax-Free Retirement Roadmap?
Your projected number appears on the next screen — and a personalized PDF Roadmap arrives in your inbox within 24 hours.
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Here's your number, [Name]
That's the gap between keeping it and handing it to the IRS. The exact amount depends on the year-by-year plan we build for you.
This projection uses simplified math built from the same framework Jeff uses with paying clients. Your full Roadmap (delivered after the call) goes much deeper.
- Federal tax brackets: 2026 IRS tables
- Required Minimum Distributions: IRS Uniform Lifetime Table (age 73+)
- Account growth: 6% annual compound rate
- RMD bracket creep: Forced withdrawals modeled at 24% blended rate
- IRMAA Medicare surcharge: Approximate $4,800/yr proxy over 10 years
- Social Security taxation: Standard 85% rule applied
- Conversion plan: 5–7 year strategic conversion at current bracket + 2% creep
- Heirs taxed at: Same rate as you
Not included in this calculator: State income tax, spouse income, current Roth holdings, and your specific IRMAA bracket — all of which Jeff factors into your full personalized Roadmap.